COVID 19 Business Resources
With the news of COVID-19 changing hourly Lincoln Square Ravenswood Chamber of Commerce wanted to ensure business owners and employees have easy access to the resources they will need during these changing times. LSRCC recommends monitoring information from the Center for Disease Control (CDC) and Illinois Department of Public Health during this time.
Please check back periodically as we will update information as needed.
Business Newsletter Updates
Chicago Moving Into Tier-2 Mitigations
Published Tuesday, January 19th 2021
The New Stimulus Package for Small Businesses
Published Tuesday, December 22nd 2020
Governor Announces New Statewide Restriction
Published Tuesday, November 17th 2020
More Details on Curfew & Restrictions
Published Friday, October 23rd 2020
Chicago Business Curfew Effective 10.23.20
Published Thursday, October 22nd 2020
Chicago Halloween Guidelines for Businesses
Published Thursday, October 15th 2020
New Phase IV Reopening Guidelines, Taking Effect October 1
Published Monday, September 28th 2020
Face Covering Update, Together Now Fund, Sidewalk Cafe Reminders
Published Tuesday, August 25th 2020
New Outdoor Permits, Childcare & Housing Grants, PPP Deadline
Published Monday, August 3rd 2020
Chicago to Reinstate Business Restrictions Friday
Published Monday, July 20th 2020
Phase 4 Reopening & New Grants
Published Monday, June 22nd 2020
PPP Loan, Sidewalk Cafes, & Cocktail Delivery Changes
Published Thursday, June 12th 2020
Outdoor Dining and Other Restaurant Phase 3 Adaptions
Published Thursday, June 4th 2020
Chicago Phase 3 To Begin June 3rd
Published Thursday, May 28th 2020
Chicago Phase 3 Reopening - Business Guidelines by Industry Preview
Published Tuesday, May 26th 2020
Business Operations Guidelines: Staying in Compliance
Published Tuesday, May 20th 2020
Alert: Illinois Reopening Phases Unveiled by Governor
Published Tuesday, May 5th 2020
New Business Guidelines, Stay-at-Home Extended, PPP Replenished
Published Thursday, April 23rd 2020
LSR Business Impact and Needs Assessment Survey
Published Monday, April 20th 2020
Paycheck Protection Program & Employee Retention Credit
Published Friday, April 3rd 2020
Chicago Resiliency Fund Applications Opening
Published Tuesday, March 31st 2020
Federal Cares Act Info for Small Business
Published Friday, March 30th 2020
Grant / Loans for Small Business and Applications
Published Thursday, March 26th 2020
Shelter in Place Order: Guidelines for Small Business
Published Friday, March 20th 2020
Legislative Updates for Small Business
Published Thursday, March 19th 2020
CHICAGO REOPENING FRAMEWORK:
Mayor Lori E. Lightfoot, alongside the Chicago Department of Public Health (CDPH), industry leaders, labor leaders, and public officials, have developed industry-specific guidelines for safely operating within Phase III: Cautiously Reopen. These guidelines are part of the city’s Be Safe Chicago framework that will be used to guide Chicago’s reopening process amid COVID-19.
ILLINOIS REOPENING PLAN:
Restore Illinois is about saving lives and livelihoods. This five-phased plan will reopen our state, guided by health metrics and with distinct business, education, and recreation activities characterizing each phase. This is an initial framework that will likely be updated as research and science develop and as the potential for treatments or vaccines is realized.
CARES ACT: The Coronavirus Aid, Relief, and Economic Security (CARES) Act was signed into law on March 27, 2020. It provides for forgivable 7(a) loans, emergency grants, and/or payroll tax credits and deferral for small businesses and some non-profits. Please see the linked guide for information about the programs and initiatives that will be rolling out through local Small Business Administration-approved financial institutions, as well as some additional tax provisions that are outside the scope of SBA.
This guide also provides links for further specialized assistance.
CHICAGO DEPARTMENT OF BUSINESS AFFAIRS AND CONSUMER PROTECTION: This page contains resources and information for Businesses, Consumers, and Employees impacted by the Coronavirus 2019 (COVID-19) Outbreak. BACP is working closely with the Chicago Department of Public Health (CDPH) to communicate updated guidance with the businesses, consumers and employees affected by the crisis. This rapidly evolving situation and this page will be updated regularly with new resources.
ILLINOIS DEPARTMENT OF COMMERCE AND ECONOMIC OPPORTUNITY: COVID-19 impacts all businesses differently, but across most sectors, the economic toll will be significant. There are a variety of funds, grants and other resources at city, county, state & federal levels that can help assist all businesses through this difficult time. DCEO resources are divided by business size: small, midsize & large.
ILLINOIS DEPARTMENT OF EMPLOYMENT SECURITY: Unemployment benefits may be available to some individuals whose unemployment is attributable to COVID-19. IDES recently adopted emergency rules to try to make the unemployment insurance systems as responsive to the current situation as possible.
ILLINOIS DEPARTMENT OF REVENUE: In an effort to assist eating and drinking establishments impacted by the COVID-19 outbreak, effective immediately (March 2020), the Illinois Department of Revenue (IDOR) is waiving any penalty and interest that would have been imposed on late Sales Tax payments from qualified taxpayers.
OCCUPATIONAL SAFETY AND HEALTH ADMINISTRATION: OSHA provides information for workers and employers about the evolving COVID-19 outbreak. The information includes links to interim guidance and other resources for preventing exposures to, and infection with, COVID-19.
U.S. DEPARTMENT OF LABOR RESOURCES: The U.S. Department of Labor has resources to help workers and employers prepare for the COVID-19 virus. Resources include:
ACCION CHICAGO: Accion helps neighborhood entrepreneurs grow. Accion Service Illinois & Indiana is working hard to creatively respond to the COVID-19 pandemic that threatens the health of small business owners, employees, customers, families, and communities. In March the launched an expedited Accion line of credit application for up to $25,000.
ARTS FOR ILLINOIS RELIEF FUND: The Arts for Illinois Relief Fund provides financial relief to workers and organizations in the creative industries impacted by COVID-19. This includes all artists and artisans, including stage and production members and part-time cultural workers, and large to small arts organizations in all disciplines.
BARTENDER EMERGENCY ASSISTANCE PROGRAM: The USBG National Charity Foundation offers a Bartender Emergency Assistance Program. If you believe you meet the Selection Criteria and Eligibility Requirements, fill out the online application and make sure to include the required supporting documents.
CHICAGO ARTISTS RELIEF FUND: This fund is organized by an independent group of artists in the Chicago area, not officially affiliated through anything other than a shared love for community, that is raising funds to support their colleagues in our community.
CHICAGO EMERGENCY RENTAL ASSISTANCE: The City of Chicago Department of Family & Support Services offers an Emergency Rental Assistance program that is available for people suffering financial hardship due to a crisis such as loss of job, home fire or illness. The program is intended to allow families to maintain housing during the time it takes to regain stability.
CHICAGO SMALL BUSINESS RESILIENCY LOAN FUND: The City of Chicago is launching the new Small Business Resiliency Loan Fund as of March 19, 2020. The new fund will provide more than $100 million in low-interest loans to severely impacted small businesses over the coming months, targeting historically under-resourced communities with an emphasis on minimizing hardship for those businesses and their employees. View the full press release for complete details.
DEPARTMENT OF HOUSING ASSISTANCE GRANT: The COVID-19 Housing Assistance Grant is a low barrier grant program intended for Chicagoans who have been impacted by the economic fallout from the pandemic, including people who have lost there jobs through layoff or furlogh, as well as people who have retained their jobs but have had their hours severely reduced. Eligible Chicagoans also must demonstrate that their household was at or below 60% of the area median income prior to their change in employment in order to receive the grant.
FEDERAL HOUSING FINANCE AGENCY: Fannie Mae, Freddie Mac (the Enterprises) and the Federal Home Loan Banks are taking steps to help people who have been impacted by the coronavirus. If your ability to pay your mortgage is impacted, and your loan is owned by Fannie Mae, or Freddie Mac, you may be eligible to delay making monthly mortgage payments for a temporary period.
HOSPITALITY EMERGENCY GRANT PROGRAM: To help hospitality businesses make ends meet in the midst of the COVID-19 pandemic, the Illinois Department of Commerce and Economic Opportunity (DCEO) is launching the Hospitality Emergency Grant Program with $14 million drawn from funds originally budgeted for job training, tourism promotion, and other purposes. Grant funds are available to support working capital like payrol and rent, as well as job training, retraining, and technology to support shifts in operations, like increases pick-up and delivery.
ONE FAIR WAGE: One Fair Wage has set up an emergency coronavirus tipped and service worker support fund. Cash assistance is being provided to restaurant workers, car service drivers, delivery workers, personal service workers, and more.
RESTAURANT EMPLOYEE RELIEF FUND: The National Restaurant Association Educational Foundation will provide grants to restaurant industry employees who have been adversely impacted by COVID-19, financially, whether through a decrease in wages or loss of employment.
SBA DISASTER LOAN ASSISTANCE: The U.S. Small Business Administration administers Federal Disaster Loans for Businesses, Private Nonprofits, Homeowners, and Renters. View eligible U.S.disaster areas, apply online, and check your application status.
Public Health Resources
CHICAGO DEPARTMENT OF PUBLIC HEALTH: The Chicago Department of Public Health provides guidance, services, and strategies that make Chicago a healthier and safer city.
ILLINOIS DEPARTMENT OF PUBLIC HEALTH: IDPH protects the health and wellness of the people of Illinois through the prevention, health promotion, regulation, and the control of disease and injury. The department is organized into six offices, each of which addresses a distinct area of public health.
IDPH BUSINESS AND ORGANIZATION GUIDANCE: Find interim Business and Organization Guidance that may help prevent workplace exposure to acute respiratory illnesses, including COVID-19, in non-healthcare settings. The guidance also provides planning considerations if there are more widespread, community outbreaks.
CENTERS FOR DISEASE CONTROL AND PREVENTION: The CDC increases the health security of our nation. As the nation's health protection agency, CDC saves lives and protects people from health threats.
CDC BUSINESS AND WORKPLACE GUIDANCE: The interim guidance for businesses and employers is based on what is currently known about the coronavirus disease 2019 (COVID-19). The CDC will update this interim guidance as needed and as additional information becomes available.
NATIONAL RESTAURANT ASSOCIATION: To ensure that restaurants have the latest information about coronavirus, NRA has created an industry-specific guidance for owners and operators.
CORONAVIRUS RESPONSE TOOLKIT: The U.S. Chamber of Commerce has compiled CDC's coronavirus recommendations for businesses and workers across the country. They continue to encourage American businesses to follow data-based guidance from the CDC and state and local officials. Resources include sharable graphics based on the CDC's latest guidance for businesses and employees.
RESILIENCE IN A BOX: Developed in partnership between the U.S. Chamber of Commerce Foundation and The UPS Foundation, Resilience in a Box is based on best practices and designed to educate business leaders on disaster preparedness and business resilience.
KEY EPA RESOURCES ON COVID-19: The U.S. Environmental Protection Agency is providing information and resources on disinfectants for use against coronavirus, as well as on drinking water and wastewater to provide clarity to the public.
Business to Business Resources
CULTIVATE ADVISORS/NANCY BENJAMIN: As a Business Advisor with Cultivate Advisors, and a life-long entrepreneur, Nancy works with small businesse all day to clarify finances, solve issues and devise creative solutions. businesses. So if you're a small business and wondering how you're going to make it, what could get money in the door now, or even how to position your company to thrive once this is all over, sign up for a free advising session for 1 or 2 hours. Simply contact Nancy at email@example.com.
G & G LAW: As the novel coronavirus disease (COVID-19) runs through Chicago, G & G Law remains dedicated to meeting the needs of the small business community. While that usually entails legal services of one form or another, right now that means information. G & G Law is collecting all the resources that come their way and sharing that information via a resource page for small businesses.
LUCKY PRINTS: Lucky Prints is working to provide businesses that need help fundraising a novel way to do so with reduced production rates for businesses to increase the impact of sales. Click here to view what Half Acre is currently running and email contact@luckyprints for details.
PAUL DAVIS RESTORATION OF NORTH CHICAGO: Paul Davis Restoration of North Chicago is available 24/7, but we are more than just our cleaning restoration services. Our team is trained and certified to help your business resume after Coronavirus. We use EPA certified disinfectants and industry leading methods to remove potential harmful bacteria, pathogens, viruses and disease causing organisms. We want YOU to be ready for when business resumes, so having your property or commercial space properly treated at this time will ensure you are ready to go! 773-883-8000.
RIPSON GROUP: During these changing times, the Ripson Group team stands ready to help businesses as the need for clear, concise and compelling messaging on COVID-19 outbreak evolves. We offer: Public Relations - Crisis Communications - Issues Management - Digital Marketing - Video Production - Creative Design - Media Buying. We are offering a free one-hour consultation to any business in need through the middle of June 2020. Contact firstname.lastname@example.org.
SNAPPY PRINTING AND GRAPHICS: Hey Chicago, Snappy is here to help. We're struggling too but want to help as many businesses in Chicago as we can. We will print you banner for FREE, just get back on your feet and please return the favor and help us. Spread the word and please repost, as we are all in this together.
TFA SIGNS: TFA Signs is offering a wide variety to cover the COVID-19 print and protective needs for your organizations and businesses all throughout the district. Signs incorporate CDC-recommended precautions that can be altered with your business logo and branding. All orders available for curbside pick-up only at this time.
** See something that should be added to one of the COVID-19 Resource Pages? Please contact us with details.**