• Government Resources


  • CARES ACT:  The Coronavirus Aid, Relief, and Economic Security (CARES) Act was signed into law on March 27, 2020. It provides for forgivable 7(a) loans, emergency grants, and/or payroll tax credits and deferral for small businesses and some non-profits. Please see the linked guide for information about the programs and initiatives that will be rolling out through local Small Business Administration-approved financial institutions, as well as some additional tax provisions that are outside the scope of SBA.

    This guide also provides links for further specialized assistance.

    CHICAGO DEPARTMENT OF BUSINESS AFFAIRS AND CONSUMER PROTECTION:  This page contains resources and information for Businesses, Consumers, and Employees impacted by the Coronavirus 2019 (COVID-19) Outbreak.  BACP is working closely with the Chicago Department of Public Health (CDPH) to communicate updated guidance with the businesses, consumers and employees affected by the crisis.  This rapidly evolving situation and this page will be updated regularly with new resources.

    ILLINOIS DEPARTMENT OF COMMERCE:  The Illinois Department of Commerce and Economic Opportunity needs your assistance at this time evaluating specific areas of need for businesses.  The COVID-19 Impact Assessment Survey will assist DCEO in securing all possible resources for businesses.

    ILLINOIS DEPARTMENT OF EMPLOYMENT SECURITY:  Unemployment benefits may be available to some individuals whose unemployment is attributable to COVID-19.  IDES recently adopted emergency rules to try to make the unemployment insurance systems as responsive to the current situation as possible.

    ILLINOIS DEPARTMENT OF REVENUE:  In an effort to assist eating and drinking establishments impacted by the COVID-19 outbreak, effective immediately (March 2020), the Illinois Department of Revenue (IDOR) is waiving any penalty and interest that would have been imposed on late Sales Tax payments from qualified taxpayers.

    OCCUPATIONAL SAFETY AND HEALTH ADMINISTRATION:  OSHA provides information for workers and employers about the evolving COVID-19 outbreak.  The information includes links to interim guidance and other resources for preventing exposures to, and infection with, COVID-19.

    U.S. DEPARTMENT OF LABOR RESOURCES:  The U.S. Department of Labor has resources to help workers and employers prepare for the COVID-19 virus.  Resources include:

    U.S. SMALL BUSINESS ADMINISTRATION:  The SBA has a broad range of programs that can help small businesses through these challenging times including business advisory and lending services.  Call or email the Illinois District Office (312-353-4528, illinois.do@sba.gov) or go to www.sba.gov/il for more information. Additional SBA COVID-19 resources include:

    • Economic Injury Disaster Loan Program
    • Guidance for Businesses and Employers
    • SBA Products and Resources
    • Government Contracting
    • Local Assistance

     

  • Public Health Resources


  • CENTERS FOR DISEASE CONTROL AND PREVENTION:  The Interim Guidance for Businesses and Employers is based on what is currently known about the coronavirus disease 2019 (COVID-19).  The CDC will update this interim guidance as needed and as additional information becomes available.

    CHICAGO DEPARTMENT OF PUBLIC HEALTH:  Stay up-to-date on information from the Department of Public Health by visiting the COVID-19 resource webpage.  You will be able to sign-up for news alerts, see frequently asked questions, and learn what you need to do to remain safe and healthy.

    ILLINOIS DEPARTMENT OF PUBLIC HEALTH:  Find interim Business and Organization Guidance that may help prevent workplace exposure to acute respiratory illnesses, including COVID-19, in non-healthcare settings.  The guidance also provides planning considerations if there are more widespread, community outbreaks.

     

  • Financial Resources


  • ACCION CHICAGO:  Accion helps neighborhood entrepreneurs grow.  Accion Service Illinois & Indiana is working hard to creatively respond to the COVID-19 pandemic that threatens the health of small business owners, employees, customers, families, and communities.  In March the launched an expedited Accion line of credit application for up to $25,000.

    ARTS FOR ILLINOIS RELIEF FUND:  The Arts for Illinois Relief Fund provides financial relief to workers and organizations in the creative industries impacted by COVID-19.  This includes all artists and artisans, including stage and production members and part-time cultural workers, and large to small arts organizations in all disciplines.

    BARTENDER EMERGENCY ASSISTANCE PROGRAM:  The USBG National Charity Foundation offers a Bartender Emergency Assistance Program.  If you believe you meet the Selection Criteria and Eligibility Requirements, fill out the online application and make sure to include the required supporting documents.

    CHICAGO ARTISTS RELIEF FUND:  This fund is organized by an independent group of artists in the Chicago area, not officially affiliated through anything other than a shared love for community, that is raising funds to support their colleagues in our community.

    CHICAGO EMERGENCY RENTAL ASSISTANCE:  The City of Chicago Department of Family & Support Services offers an Emergency Rental Assistance program that is available for people suffering financial hardship due to a crisis such as loss of job, home fire or illness.  The program is intended to allow families to maintain housing during the time it takes to regain stability.

    CHICAGO SMALL BUSINESS RESILIENCY LOAN FUND:  The City of Chicago is launching the new Small Business Resiliency Loan Fund as of March 19, 2020.  The new fund will provide more than $100 million in low-interest loans to severely impacted small businesses over the coming months, targeting historically under-resourced communities with an emphasis on minimizing hardship for those businesses and their employees.  View the full press release for complete details.

    DEPARTMENT OF HOUSING ASSISTANCE GRANT:  The COVID-19 Housing Assistance Grant is a low barrier grant program intended for Chicagoans who have been impacted by the economic fallout from the pandemic, including people who have lost there jobs through layoff or furlogh, as well as people who have retained their jobs but have had their hours severely reduced.  Eligible Chicagoans also must demonstrate that their household was at or below 60% of the area median income prior to their change in employment in order to receive the grant.

    FEDERAL HOUSING FINANCE AGENCY:  Fannie Mae, Freddie Mac (the Enterprises) and the Federal Home Loan Banks are taking steps to help people who have been impacted by the coronavirus.  If your ability to pay your mortgage is impacted, and your loan is owned by Fannie Mae, or Freddie Mac, you may be eligible to delay making monthly mortgage payments for a temporary period.

    HOSPITALITY EMERGENCY GRANT PROGRAM:  To help hospitality businesses make ends meet in the midst of the COVID-19 pandemic, the Illinois Department of Commerce and Economic Opportunity (DCEO) is launching the Hospitality Emergency Grant Program with $14 million drawn from funds originally budgeted for job training, tourism promotion, and other purposes.  Grant funds are available to support working capital like payrol and rent, as well as job training, retraining, and technology to support shifts in operations, like increases pick-up and delivery.

    ONE FAIR WAGE:  One Fair Wage has set up an emergency coronavirus tipped and service worker support fund.  Cash assistance is being provided to restaurant workers, car service drivers, delivery workers, personal service workers, and more.

    RESTAURANT EMPLOYEE RELIEF FUND:  The National Restaurant Association Educational Foundation will provide grants to restaurant industry employees who have been adversely impacted by COVID-19, financially, whether through a decrease in wages or loss of employment.

    SBA DISASTER LOAN ASSISTANCE:  The U.S. Small Business Administration administers Federal Disaster Loans for Businesses, Private Nonprofits, Homeowners, and Renters.  View eligible U.S.disaster areas, apply online, and check your application status.

     

  • Business Toolkit


  • NATIONAL RESTAURANT ASSOCIATION:  To ensure that restaurants have the latest information about coronavirus, NRA has created an industry-specific guidance for owners and operators.

    CORONAVIRUS RESPONSE TOOLKIT:  The U.S. Chamber of Commerce has compiled CDC's coronavirus recommendations for businesses and workers across the country.  They continue to encourage American businesses to follow data-based guidance from the CDC and state and local officials.  Resources include sharable graphics based on the CDC's latest guidance for businesses and employees.

    RESILIENCE IN A BOX:  Developed in partnership between the U.S. Chamber of Commerce Foundation and The UPS Foundation, Resilience in a Box is based on best practices and designed to educate business leaders on disaster preparedness and business resilience.

    KEY EPA RESOURCES ON COVID-19:  The U.S. Environmental Protection Agency is providing information and resources on disinfectants for use against coronavirus, as well as on drinking water and wastewater to provide clarity to the public.

     

  • Business to Business Resources


  • CULTIVATE ADVISORS/NANCY BENJAMIN: Nancy Benjamin has been a Lincoln Square resident for two decades.  She wants to do what she can to make sure that all of the wonderful and diverse businesses in our neighborhood are still here once this current crises has passed.  So she's lending her professional expertise to any interested business for free.  As a Business Advisor with Cultivate Advisors, and a life-long entrepreneur, Nancy works with small businesse all day to clarify finances, solve issues and devise creative solutions. businesses. So if you're a small business and wondering how you're going to make it, what could get money in the door now, or even how to position your company to thrive once this is all over, sign up for a free advising session for 1 or 2 hours. Simply contact Nancy at nancy@cultivateinvestors.com.

    G & G LAW:  As the novel coronavirus disease (COVID-19) runs through Chicago, G & G Law remains dedicated to meeting the needs of the small business community.  While that usually entails legal services of one form or another, right now that means information.  G & G Law is collecting all the resources that come their way and sharing that information via a resource page for small businesses.

    LUCKY PRINTS:  Lucky Prints is working to provide businesses that need help fundraising a novel way to do so with reduced production rates for businesses to increase the impact of sales.  Click here to view what Half Acre is currently running and email contact@luckyprints for details.

    PAUL DAVIS RESTORATION OF NORTH CHICAGO:  Paul Davis Restoration of North Chicago is available 24/7, but we are more than just our cleaning restoration services.  Our cleaning services are more important now than ever.  Our team is trained and certified to help your business resume After Corona.  We use EPA certified disinfectants and industry leading methods to remove potential harmful bacteria, pathogens, viruses and disease causing organisms.  We want YOU to be ready for when business resumes, so having your property or commercial space properly treated at this time will ensure you are ready to go! Having your space treated now, while you are closed, will put you ahead of all other businesses.  Let us take care of your worries and concerns, we are here to serve YOU! 773-8883-8000.

    RIPSON GROUP:  During these changing times, the Ripson Group team stands ready to help businesses as the need for clear, concise and compelling messaging on COVID-19 outbreak evolves.  We offer: Public Relations - Crisis Communications - Issues Management - Digital Marketing - Video Production - Creative Design - Media Buying.  We are offering a free one-hour consultation to any business in need through the middle of June 2020. Contact lisa.ripson@ripsongroup.com.

    SERVPRO OF RAVENSOOD: SERVPRO is here to help! During this unprecedented time caused by the global pandemic of coronavirus, this is a reminder to our customers that we adhere to the highest cleaning and sanitation standards. Call today for a proactive cleaning. If your home or business needs deep cleaning services, call the experts today at SERVPRO of Ravenswood, 773-878-5200.

    SNAPPY PRINTING AND GRAPHICS:  Hey Chicago, Snappy is here to help.  We're struggling too but want to help as many businesses in Chicago as we can.  We will print you banner for FREE, just get back on your feet and please return the favor and help us.  Spread the word and please repost, as we are all in this together.

    TFA SIGNS:  TFA Signs is offering a wide variety to cover the COVID-19 print and protective needs for your organizations and businesses all throughout the district.  Signs incorporate CDC-recommended precautions that can be altered with your business logo and branding.  All orders available for curbside pick-up only at this time.

     

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    ** See something that should be added to one of the COVID-19 Resource Pages?  Please contact us with details.**

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